When travelling abroad, it can be a task to protect yourself and your belongings while trying to enjoy your vacation simultaneously. AllClear is a trusted travel insurance provider that provides comprehensive coverage for competitive prices protecting you from unforeseen circumstances that can bring your trip to a halt. In this blog, we’ll discuss what AllClear travel insurance is, what coverage it provides, if it’s a good choice for you and more. For more details, continue reading.
What is AllClear travel insurance?
Founded in 2000, AllClear has been a leading travel insurance provider in the UK since then. The company offers a range of cover options, including single-trip, annual multi-trip, long-stay, cruise and group travel insurance cover, to suit different travel needs.
The UK-based company specialises in providing coverage for pre-existing medical conditions. Many providers overlook this important aspect. However, AllClear makes sure that you have all the medical assistance you need when travelling internationally. The company also takes all age groups seriously, hence providing extra care to those who need it.
What covers does AllClear Travel Insurance provide?
AllClear Travel Insurance offers a wide range of policies to suit different types of travellers. Here are the 5 types of covers provided by AllClear Travel Insurance.
Single-trip Travel Insurance
This cover is designed specifically for those who travel once in a while, aka a single trip. The policies cover folks up to the age of 85 and provide three levels to the customers: Basic, Gold and Platinum. As the levels go up, you get more coverage and protection, including emergency medical expenses, cancellation and curtailment, personal accidents, legal expenses, delayed or missed departure, baggage loss, and other additional add-ons. When it comes to medical expenses, these policies can cover up to £15 million.
Annual Multi-Trip Insurance
If you are a frequent traveller, then this cover is the right fit for you. The All Clear multi-trip cover provides unlimited trips within a 12-month period. This is, but subject to trip duration limits. Like the single trip cover, the policy comes in three levels: Basic, Gold and Platinum. Anyone aged up to 79 can enjoy policies under this cover.
Long-Stay Travel Insurance
Often known as backpackers cover, the AllClear long-stay travel insurance covers those who are travelling for an extended period of time. Long-stay trips can last anywhere between 13 months to 18 months, available in the standard three levels. AllClear provides this coverage to all aged up to 85 with pre-existing medical conditions.
If you are eligible for the insurance, you can get coverage for emergency medical expenses, trip cancellation, personal accident or liability, and baggage and personal belongings. You can also get additional benefits such as hospital benefits, personal money and passport, and even hijacking and mugging.
Cruise Travel Insurance
Cruise travel insurance is designed specifically for those going on a cruise. AllClear’s cruise cover includes all the same benefits as single trip cover, with additional benefits that are specific to cruises. These benefits may include missed port departure, cabin confinement, and itinerary changes due to bad weather conditions. Available in three levels, the policy is for anyone aged up to 85.
Group Travel Insurance
Those who like to travel in big groups with family and friends can benefit from this cover customised specifically for them. AllClear’s group travel insurance offers the same coverage as their single-trip or annual multi-trip coverage but with the added benefit of group discounts. This cover is available for groups of 10 travellers or more. Just like other covers, this policy comes in three levels offering different add-ons.
These were the 5 covers offered by AllClear. A great thing about AllClear travel insurance is that if the policy does not meet your needs or expectations, the company offers a 14-day money-back guarantee. To get the best out of your travel insurance coverage, you can tailor the policy to your needs.
Does AllClear provide COVID-19 cover?
We haven’t gotten rid of COVID entirely. As you travel in these uncertain times, it is necessary that you arm yourself with travel insurance that provides you protection against this deadly virus.
The good thing is AllClear offers COVID coverage in all its policies at no extra costs. Their COVID cover is even recognised by the leading independent UK Consumer Champion. Here are some key features of the COVID cover provided by AllClear.
- Emergency medical expenses: Emergency medical expenses related to COVID-19 can include hospitalisation, treatment, and repatriation if needed.
- Cancellation and curtailment cover: If you need to cancel or cut short your trip due to being COVID-positive, then AllClear’s coverage will have your back.
- Quarantine cover: If you are required to quarantine yourself on your trip due to COVID, then AllClear’s policy will cover you for accommodation.
Does AllClear cover pre-existing medical conditions?
Yes, AllClear provides cover for pre-existing medical conditions. In fact, the company specialises in this and has the best policies rolled out for folks who find it difficult to travel due to their health conditions.
In order to avail of travel insurance services for your medical conditions, you will have to go through AllClear’s screeding process, where you will be required to declare your medical conditions. This screening process can be done online or over the phone. Once you have disclosed all the relevant information, AllClear travel insurance will provide you with a quote that might include premium add-ons, depending on your medical history. Some of the medical conditions covered by AllClear include diabetes, asthma, heart conditions, epilepsy, high blood pressure, mental health conditions, pregnancy complications and more. Once you have bought a policy, you can access all the details by creating and logging into your AllClear account.
AllClear travel insurance reviews
AllClear has received a range of reviews from its customers around the globe. These reviews will help you get a deep insight into AllClear’s working and if the provider is the right choice for you.
AllClear travel insurance has received an overall rating of “Excellent” on Trustpilot, with 4.7 stars out of 5 based on over 8k reviews. Here are some of the strong points of AllClear highlighted by the users:
- Comprehensive coverage
- Friendly customer support
- Value for money.
Now you know what AllClear offers you as a leading provider in the UK. Before committing to any policy, make sure that you read the terms and conditions carefully. Also, ensure that you are getting everything you need from your travel insurance coverage. To know more about travel insurance, visit Tripcolumn.
Is AllClear a broker?
Yes, AllClear Travel Insurance is a broker, which means that they work with a panel of insurance providers to offer a range of travel insurance policies to their customers. In simple terms, AllClear travel insurance does not underwrite its own policies.
How can I claim my AllClear travel insurance?
You can claim your AllClear travel insurance by calling their claims team on the number provided in your policy documents or by visiting their website and submitting a claims form.
How do I log in to my AllClear Travel Insurance account?
To log in to your AllClear Travel Insurance account, you can visit their official website and click on the “Log in” button in the top right corner of the page. Next, enter your username and password to access your account.