Travelling is always an exciting experience whether you are alone or with someone. You can explore new places, discover different cultures, and make unforgettable memories. But if you are a frequent traveller, you know things can go wrong in a blink. No matter how well-planned your trip may be, things can turn upside down, which is exactly when your travel insurance comes to your rescue, especially if it’s Tesco travel insurance.
If there’s any insurance provider that offers a reliable and comprehensive policy, then it’d be Tesco Travel Insurance. It’s affordable, accessible and customisable. But that’s not all. In this article, we will dive into everything you need to know about Tesco Travel Insurance.
What is Tesco Travel Insurance?
Tesco Bank Travel Insurance is a travel insurance product provided by Tesco Bank, a UK-based bank. Established in 1997, Tesco Travel Bank is owned by Tesco PLC, one of the largest supermarket chains in the UK. Tesco Travel Insurance is designed to protect travellers from unforeseen events while on their trips, both domestically and internationally.
Their coverage plans can be easily broken down and put together according to your needs. All of their policies include core features like cover for medical expenses, trip cancellation/delays, and lost or stolen baggage or money. The ease with which you can create and customise your insurance plan is what sets Tesco Travel Insurance apart.
Three Types of Trip Covers Offered by Tesco Travel Insurance
Tesco Bank Travel Insurance mainly offers three types of trip covers: Single-Trip, Annual Multiple Trip, and Backpacker.
This policy covers a single trip for up to 365 days. It is suitable for those who plan to travel once a year. protecting you against unexpected events such as medical emergencies, trip cancellations, lost baggage, and personal liability.
Annual Multiple Trip Cover
Annual Multiple Trip Cover is suitable for frequent travellers who travel multiple times a year. This policy offers unlimited trips within 365 days of you getting the insurance, with each trip not exceeding a specified duration. It provides similar coverage as the Single-Trip Cover, allowing you to travel with peace of mind.
This policy provides cover for long-term travel, up to 18 months. It is ideal for backpackers, gap year students, and those who plan to travel for an extended period under the age of 50. Just like other covers, this policy offers comprehensive coverage, including medical emergencies, trip cancellations, lost baggage, and personal liability.
All three types of coverage include 24/7 emergency assistance, providing round-the-clock support when needed. You can even add optional extras and additional covers for an added cost. Tesco Bank offers a variety of options to choose from, including winter sports cover, golf cover, cruise cover, gadget cover and car hire excess insurance cover.
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Wondering about Covid-19 Cover?
Tesco Travel Insurance has added Covid-19 coverage as optional for all its policies. This cover provides protection for policyholders against Covid-19-related incidents, including cancellation due to contracting the virus, medical expenses, repatriation, and extended stays. It also includes cover for unused accommodation or transport if you must return home early due to contracting the virus.
It is important to note that Covid-19 cover is subject to certain terms and conditions. The cover is only applicable if you test positive for Covid-19 or are officially diagnosed with the virus by a medical practitioner. It is also subject to any government or public health restrictions that may be in place at the time of your travel.
The Covid-19 cover offered by Tesco Travel Insurance provides a valuable layer of protection for travellers during these uncertain times.
Key features of Tesco Bank Travel Insurance
One of the key features of Tesco Travel Insurance is its flexibility. The policy can be customised to suit your individual needs, so you are satisfied and only pay for the cover you need. Some of its key features are:
Cover for medical expenses
Tesco Travel Insurance provides coverage for medical expenses incurred abroad. This includes emergency medical treatment, hospital fees, and ambulance costs. This can vary from cover to cover and can usually range from £1 million to £10 million.
Tesco Travel Insurance provides cover for cancellation or if you have to cut short your trips due to unforeseen circumstances, such as illness or injury. This can usually range from £1,000 to £10,000.
Personal belongings cover
Tesco Bank Travel Insurance provides cover for loss, theft or damage to your personal belongings, such as luggage, cameras, and mobile phones. Depending on the cover you get, this can range from £1,000 to £2,500.
Personal accident cover
Tesco Bank Travel Insurance provides cover for accidental death or injury sustained while on your trip. This can usually range from £15,000 to £50,000.
24-hour emergency assistance
Tesco Travel Insurance provides a 24-hour emergency assistance helpline, which you can call during an emergency. This includes medical emergencies, lost or stolen passports, and travel disruptions.
Why choose Tesco Bank Travel Insurance?
Apart from considering the key features, there are many other reasons why you should choose Tesco Travel Insurance:
- Competitive pricing – Tesco Bank Travel Insurance offers competitive pricing, with policies starting from as little as £7.52 for a single trip policy.
- Flexibility – Tesco Bank Travel Insurance policies are highly flexible, allowing you to tailor your policy to your individual needs.
- Comprehensive cover – Tesco Bank Travel Insurance provides comprehensive cover, including cover for medical expenses, cancellation and curtailment, personal belongings, and personal accidents.
- Easy to purchase – Tesco Bank Travel Insurance can be purchased online in just a few minutes, making it quick and easy to get the cover you need.
- Reputation – Tesco Bank is a well-known and respected brand in the UK, which can provide reassurance and peace of mind to customers.
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Tesco Bank Travel Insurance is a comprehensive and flexible travel insurance policy that provides cover for a range of different travel scenarios. With competitive pricing and customisation abilities, Tesco Travel Insurance is a great option for those looking for affordable and comprehensive travel insurance. However, it’s important to read the policy documents carefully and ensure that the policy meets your individual needs.
Can you use Clubcard points for the Tesco Bank Travel Insurance?
– Yes, Clubcard members can get 10% off on Tesco Travel Insurance as well as their Clubcard account. This does come with terms and conditions, so make sure to read them carefully beforehand.
How do I contact Tesco Bank by phone?
– You can reach out to Tesco Bank through their Help & Support page, or you can connect with them on their following customer service number: 0808 281 5631
Who is Tesco Travel Insurance underwritten by?
– Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A. UK Branch.