The excitement of going on a long-awaited trip sometimes makes you overlook the precautions that have to be taken. While being optimistic that nothing bad would happen on your getaway is great, it’s even better to stay secure with an insurance plan locked in and ready to go should you have the need for it. Sainsbury travel insurance caters to customers in the UK. They provide coverage for various mishaps that may occur during travel.
Customers can choose from a range of options as well as the choice to add extra benefits to the policy. Browse to find plans and get an estimate on them by sharing your details. The website is easy to navigate and their customer service is ready to assist. This article will explore the insurance plans offered, their features, and their benefits.
Sainsburys travel insurance
There are several plans for travel insurance offered by Sainsburys Bank. They cater to the type of traveller. I.e., frequent, casual, or people with pre-existing medical conditions. The policies will provide coverage for medical emergencies, trip cancellations, accidents, loss of baggage, gadgets, monetary values, and muggings. These are the main plans they offer:
Single Trip travel insurance:
This Sainsburys travel insurance plan provides coverage for up to 90 days. It comes in three tiers- bronze, silver, and gold. The claim for the bronze level is redeemable for up to £10 million, the silver offering up to £15 million while the gold offers unlimited claims. This plan will cover medical expenses, cancellations, accidents, baggage loss, and more. Along with this, the customer is free to add any optional extras.
Annual multi-trip travel insurance
This Sainsburys travel insurance is great for the frequent flyer. While some insurance offers up to 30 days per trip, their cap is for 45 days per trip. The three levels of plans apply to this as well. This plan offers the same benefits as the Single-trip policy.
Pre-existing medical conditions travel insurance
This Sainsburys travel insurance is specially tailored for people with pre-existing medical conditions. Oftentimes, it’s hard to avail of standard insurance plans if an individual is likely to get sick. Sainsburys Bank will cover medical conditions, as long as there is prior medical screening and additional premium payments.
Extended Trip Travel Insurance
Extended trip insurance gives protection for a travel period that’s longer than the one offered by the single-trip policy. This is a great option for a round-trip or a long visit overseas. It covers UK travellers for a trip of up to 18 months with the Platinum cover. Once the cover is in place, you can keep the same policy wherever you go.
- Winter sports: This is an add-on plan by Sainsburys travel insurance that covers winter activities and sports such as skiing and snowboarding. This plan will cover equipment, piste closure, and more.
- Golf: This plan covers you for golf-related incidents such as lost, stolen, or damaged equipment, and more.
- Business: This plan is designed for business travellers and covers you for work-related incidents such as lost, stolen, or damaged business equipment, and more.
- Enhanced gadget cover: covers special equipment as stated in the policy.
- Cruise cover: covers specific risks associated with cruise travel.
- Vehicle hires excess waiver: waiver for additional costs when making a claim.
- Wedding cover: covers costs associated with a wedding whilst on the trip.
Benefits of choosing Sainsburys travel insurance
Feeling safe and sound on your travels is of the utmost importance to make sure you’re in the right headspace to enjoy every moment. This peace of mind can be achieved with a Sainsburys Bank insurance. They facilitate quick payouts for valid claims. Here are some reasons why you choose Sainsburys travel insurance:
- Discount for Nectar members: Eligible for up to 20% discount if you’re a Nectar card holder.
- 24/7 customer support for medical emergencies: The team at Sainsbury Bank is globally connected and available night and day to assist during medical emergencies. Help with paperwork is offered as well.
- Pre-existing conditions: Pre-existing medical conditions like heart disease and epilepsy would be covered in the policy if this has been declared firsthand. The medical screening process is easy and can be done online or over the phone.
Sainsburys travel insurance has certain exclusions to be aware of before signing on to a policy. They will vary depending on the chosen policy but there are some common factors:
- If pre-existing medical conditions were not declared or disclosed to Sainsburys when you purchase the policy.
- Claims that arise from activities not covered by the policy, like extreme sports or activities that involve a higher risk of injury.
- Travel to countries against the advice of authorities, or regions with ongoing conflict.
Travel to countries or regions where the UK government has advised against all travel, or where there is an ongoing conflict or war.
- Claims from incidents due to alcohol or drug abuse.
- Accidents or events occurred before the policy was purchased.
The importance of reading the policy word for word cannot be stated enough. In case of doubts, you can always reach their customer service.
Sainsbury Bank’s travel insurance caters to customers in the UK. If you’re planning to choose their travel insurance, make sure to read the fine print involved. Its exclusions included claims that come as a result of travel to a region against the ac]dvice of pertinent authorities or if pre-existing medical conditions were undeclared upon signing on to a policy. Their Single-trip plan has an age cap of 79 years and above and the Multi-trip policy has an age limit of 74 years. For more information on travel insurance, visit Tripcolumn.
1. How to contact Sainsburys Bank about Travel Insurance?
Call on their customer service team on 0345 305 2622. For those that have a hearing or a speech impediment, contact them by using the Text Relay service. Dial 18001 followed by the calling number to avail of Typetalk service.
2. What time does Sainsburys Travel Insurance open?
The claim lines are open from 9 am – 5 am, Monday to Friday (UK time). They are closed on weekends. There may be charges for calls from landlines and mobiles.
3. Is getting travel insurance compulsory?
Without a policy, you or your family could suffer financially if things went wrong. No matter what, getting insured is the way to go. If you’re going overseas, travel insurance is as needed as a passport.